Credit aid to MyKad typically refers to government assistance programs where financial aid or subsidies are directly credited to an individual’s MyKad (the Malaysian national identification card). Here’s a guide on how to check, apply, and use credit aid linked to your MyKad:
Examples of Credit Aid Programs Linked to MyKad
- MyKasih Program:
- Provides financial aid for purchasing essential items like groceries.
- Credits are loaded onto the MyKad, and it can be used at participating stores.
- Fuel Subsidies (Targeted Subsidy):
- Plans for subsidies to be credited directly to eligible MyKad holders for purchasing fuel.
- eWallet or Cash Assistance Programs:
- Some government incentives are credited to MyKad for direct use.
How to Apply for Credit Aid to MyKad
1. Check Eligibility
- Verify your eligibility based on income level or registration with assistance programs like e-Kasih or STR (Sumbangan Tunai Rahmah).
- Criteria usually include being part of the B40 (low-income) or M40 (middle-income) groups.
2. Register for Relevant Programs
- Register for the credit aid program through official portals like:
- e-Kasih Database: https://ekasih.gov.my
- STR Portal: https://bantuantunai.hasil.gov.my
3. Update MyKad Information
- Ensure your MyKad is updated with the latest personal details, such as bank account linkage.
- Visit the National Registration Department (JPN) for updates if required.
4. Submit Necessary Documents
- Documents often required:
- Copy of MyKad.
- Proof of income or eligibility (e.g., salary slip, e-Kasih registration).
5. Await Approval
- The agency responsible will review your application. Once approved, funds will be credited to your MyKad.
How to Use MyKad for Credit Aid
1. At Participating Retailers
- Present your MyKad at checkout when purchasing eligible items.
- Inform the cashier you wish to use the MyKad credit aid.
2. Fuel Subsidies
- Swipe your MyKad at participating petrol stations to access the subsidy amount.
3. Checking Your Credit Balance
- Online: Log in to the relevant program portal, such as MyKasih or STR, to check your balance.
- In-Store: Request the cashier to check your balance during a transaction.
How to Check Credit Status
1. Via Official Portals
- Log in to the program’s portal (e.g., https://www.mykasih.com.my) using your MyKad details.
2. Contact Helpline
- Call the helpline of the respective program for balance inquiries or assistance.
3. SMS or Mobile App
- Some programs offer SMS services or mobile apps for quick balance checks.
Important Notes
- Ensure your MyKad is active and not damaged for transactions.
- Keep your MyKad PIN secure to prevent unauthorized usage.
- Use the aid only for eligible purposes as outlined by the program.
For more information or assistance, visit the official website of the program or contact the related government agency.