Government Housing Assistance: Up to RM20,000 Subsidy for Building a House on Your Own Land
The Malaysian government offers housing aid or subsidies of up to RM20,000 for eligible individuals to build a house on their own land.
This program is managed by Syarikat Perumahan Negara Berhad (SPNB), a government-owned housing development company under the Ministry of Local Government Development (KPKT) since 1997.
The goal is to provide affordable and high-quality housing for eligible Malaysian households.
Rumah Mesra Rakyat (RMR) Program
The Rumah Mesra Rakyat (RMR) program is designed to assist low-income individuals or families who do not own a house or are living in dilapidated housing but have their own land suitable for construction.
Eligibility Criteria
Applicants must meet the following requirements set by SPNB and KPKT:
✅ Malaysian citizen.
✅ 18 years old and above.
✅ Monthly household income below RM3,000.
✅ Applicant and spouse do not own a house or are living in a dilapidated home.
✅ The land must be suitable and free from any mortgage or legal burden.
✅ If the applicant is not the landowner, they must obtain written permission from the landowner.
✅ Minimum land size required: 3,600 sqft.
Pricing & Features of RMR Houses
All RMR houses are single-storey units with 3 bedrooms and 2 bathrooms.
House Size | Location | Price | Government Subsidy | Loan Amount | Estimated Monthly Payment (16 Years) |
---|---|---|---|---|---|
1,000 sqft | Peninsular Malaysia | RM75,000 | RM20,000 | RM55,000 | RM300/month |
850 sqft | Islands in Peninsular Malaysia | RM85,000 | RM20,000 | RM65,000 | RM350/month |
750 sqft | Sabah, Sarawak, Labuan | RM75,000 – RM106,000 | RM20,000 | RM55,000 – RM86,500 | RM300 – RM470/month |
How to Apply for the RMR Program
Applications can be made in two ways: Online or Manual Submission.
1. Online Application
- Visit SPNB’s RMR application portal: https://rmr.spnbonline.com.my.
- Click “New Registration” and complete the registration form.
- Your User ID and Password will be sent to your email.
- Log in to the SPNB portal using the provided credentials.
- Complete the application form and submit it.
- Print the completed application form.
- Submit the printed form along with the required documents to the nearest SPNB office.
2. Manual Application
- Obtain the application form from an SPNB branch.
- Fill in the form completely.
- Submit the form along with the required documents to an SPNB branch.
Required Documents
Applicants must provide the following documents:
✔️ Copy of applicant and spouse’s MyKad.
✔️ Copy of landowner’s MyKad (if applicable).
✔️ Copy of MyKad for second applicant (if applicable).
✔️ Copy of latest land title grant and official land search certificate from the Land Office.
✔️ Latest 3-month salary slip OR Statutory Declaration of Income (for self-employed applicants).
✔️ Statutory Declaration OR Official Letter confirming that the applicant does not own a house or lives in a dilapidated home.
✔️ Statutory Declaration from the landowner allowing the applicant to use the land.
✔️ Marriage certificate (if applicable).
✔️ Site assessment report with photographic evidence of the land.
Important Note:
- Income verification, homeownership verification, or dilapidated home status must be certified by the Village Head, Penghulu, or a Class A Professional Officer.
Approval & Construction Process
✔️ Application processing time: Up to 3 months from the submission date.
✔️ Approval depends on available government funding.
✔️ Construction period: Up to 18 months from the date of land handover and agreement signing.
Further Information & Contact Details
For more details or inquiries, you may contact SPNB headquarters:
📞 Hotline:
- 03-2618 5555
- 03-2618 5556
Or visit the nearest SPNB branch for assistance regarding the Rumah Mesra Rakyat (RMR) program.