mySalam is a government-initiated health protection scheme aimed at supporting individuals from the low-income B40 group with financial assistance for medical treatments and critical illnesses.
Benefits of mySalam
1. Critical Illness Coverage
- One-time payment of RM8,000 upon diagnosis of any of the 45 critical illnesses, including cancer, heart attack, and stroke.
2. Hospitalization Allowance
- Daily allowance of RM50 for up to 14 days per year if admitted to a government hospital or participating panel hospitals.
- Total annual coverage: RM700.
3. Additional Support for B40
- Coverage for medical expenses, tests, or rehabilitation due to critical illnesses.
Eligibility Criteria
Automatically Eligible Individuals:
- B40 Income Group:
- Registered recipients of Bantuan Prihatin Rakyat (BPR) or Sumbangan Tunai Rahmah (STR).
- Age Range:
- Between 18 to 65 years for main applicants.
- Dependents aged between 18 to 40 years, and unmarried children below 21 years.
Voluntary Application (Non-Automatic):
- M40 individuals may apply voluntarily through the portal if their income is below a certain threshold.
How to Apply for mySalam
1. Automatic Registration
- Eligible individuals are automatically enrolled if they are part of the B40 category and are recipients of STR or BPR.
2. Manual Application
- Visit the official mySalam portal: https://www.mysalam.com.my.
- Complete the online application form.
- Submit the following documents:
- Copy of IC (Identification Card).
- Proof of income or eligibility under B40 schemes.
How to Make a Claim
- Log in to the mySalam portal.
- Fill out the claim form and attach supporting documents:
- Medical report.
- Diagnosis of critical illness or hospital admission details.
- Bank account information for fund disbursement.
- Submit the claim online.
- Claims are typically processed within 14 working days.
How to Check Eligibility or Claim Status
- Online: Visit https://www.mysalam.com.my and log in with your IC number.
- Hotline: Call 1-300-88-8938 for assistance.
Important Notes
- Ensure all documents are accurate and complete for smooth claim processing.
- Always use government-approved platforms to avoid scams.
- Coverage renewals and updates are automatically handled for eligible participants.
mySalam provides essential support for Malaysians, ensuring that healthcare costs do not become a barrier to accessing treatment.